We’re a company built by real estate investors, just like you.

We’ve experienced first-hand how frustrating it can be to secure financing for short-term vacation rentals when traditional lenders just don’t get it.

That's why we founded Host Financial. Our team of real estate investors spotted a gap in the system, and knew exactly how to solve it. Are you ready to expand your real estate empire with investor-friendly short-term & long-term rental financing?

We couldn’t find it, so we built it instead.

Our team of real estate investors spotted a gap in the system, and knew exactly how to solve it. Are you ready to expand your real estate empire with investor-friendly short-term & long-term rental financing?

We saw that traditional financing wasn't designed to support ambitious entrepreneurs looking to build their short-term rental portfolio quickly. 

So, we created a program that underwrites loans based on short-term rental income, not just an investor's monthly income. That's right, we found a solution when traditional lenders couldn't. Say goodbye to pesky DTI restrictions and hello to unlimited potential. Our loan process is simple, efficient, and doesn't require any of that tax return or personal income statement nonsense. 

We’re not some stuffy bank that speaks to you with complicated jargon and industry acronyms. At Host Financial, there’s no fluff, filler, or hidden fees. Just clear and concise communication, in plain English.

We believe in transparency, straight talk, and no BS. We'll work with you like we're old friends to find the financing solution that works best for you. No fluff, no filler, just clear and concise communication in plain English. So come join the Host Financial crew and let's conquer the STR market together. We also know our investors have unique needs for different situations, so we don't just offer loan solutions for short-term rentals; we also work with long-term rentals, rehab, remodel, and construction loans. And we know protecting your identity and assets as an investor can also be extremely important, so our we offer solutions for corporate entities, not just individuals. 

Our Process

  • We will send you a free customized quote according to your project specifications.

  • Let’s do the damn thing!

  • Our team is here to help guide you through it all.

  • We’re determined to get you to the finish line.

Curious to know if you can apply to get financing for your investment property in your area?

Check out all the sates we service and see if you could qualify! Our lending partners lend across the county in 48 states.

Blurred background image of an office space.
Map showing the locations that Host Financial services to provide financing solutions for investment properties in the US.