Short Term Rental Investment Mortages & Loans

Welcome, Airbnb Homes for sale Members!

loans SPECIFICALLY DESIGNED FOR THE SHORT TERM RENTAL INVESTOR

Whether you are looking to acquire a short term rental property or tap into the equity of one of your existing short term rental properties, we’ve got you covered!

Host Financial’s approach is unique in that we use the income of the property rather than the income of the individual to qualify you for a loan. That means no Tax Returns, W2’s, DTI, or personal income required when applying for a loan.

We will use 1 of the 3 different types of property income to qualify the loan. Whichever income debt-covers and provides the best rates will be used.

Market rental rates
12+ months of actual short term rental income
Projected short term rental income (Run Projections Here)

Eve Paul

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Director

Host Financial

2020-06-17T12:01:25+00:00

Director

https://hostfinancial.com/testimonials/eve-paul/

Larry Lawrence

General Manager

Host Financial

2020-06-17T12:02:31+00:00

General Manager

https://hostfinancial.com/testimonials/larry-lawrence/

Host Financial

Asset Types

Loan Terms

Loan Sizes: $100k up to $3.5 Million
Purchase LTV: Up to 80%
Rate & Term Refinance LTV: Up to 80%
Cash Out Refinance LTV: Up to 75%
Amortization: 30 Year Amortization Schedule
Terms: 5/1, 7/1 ARMs, 10 Year Interest Only, and 30 Year Fixed
Rates: 6.75%+ base rate (subject to change daily due to market volatility)
Full Recourse with personal guarantee required on all owners with majority shares (typically 20%+ or 25%+)
DSCR Requirement: 1.0 or greater depending on loan size and property type
Vesting: Lending to Individuals, LLCs, and Corporations
Average Time to Close: 14 to 35 days

Get a Quote

We hope that it goes without saying that we want the opportunity to provide you a quote! It doesn’t take very much time or brain power, and we guarantee it won’t come with a pushy salesman or annoying phone calls while you are eating dinner. Just a no obligation, no hassle chance to show off our innovative products to our newest customer. Fill out the form to get started.